Whilst travelling abroad for business or for leisure, it is always advisable to get an insurance covered for any unexpected expenses. Travel insurance goes beyond just health insurance and provides you with a wide range of travel related covers
to make your trip stress-free.

Travel insurance is usually arranged at the time of the booking a trip to cover exactly the duration of that trip, or for regular travelers, continuous insurance can be taken. Travel insurance often offers coverage for a variety of travelers. It can be for Student travel, business travel, leisure travel, adventure travel, cruise travel and international travel all various options can
be insured.

Depending on the type of travel you wish to undertake, you can consider any one of the following travel insurance packages:

Single Trip Travel Insurance covers you and your family for a single trip or holiday you intend to travel. It includes the
basic cover of trip cancellation/interruption and medical travel insurance for the period of your travel which is limited.
The additional coverage is offered as a part of packages or is your choice to include.

Annual Travel Insurance/Multi Trip Travel Insurance is for frequent travelers. The lower limit for days of travel and
the number of trips are specified by few. Those opting for this policy can avail great discount and other additional coverage
like business cover, golf cover, winter holidaying and sport included in some packages.

Long Stay Travel Insurance policy offers duration of 3 to 18 months for travelers who take long vacations and travel extensively. Some go to visit relatives and stay for long periods of time with them. It offers the basic travel insurance coverage's and you can always choose other additional cover.

Medical Travel Insurance policy covers health related items that occur during the term of the policy and not already
existing ailments. The applicant needs to declare pre-existing medical condition before travel and in case of any pre-existing ailments there is a separate package that involves pre-existing medical travel insurance. If any information as to a pre-existing situation is concealed you cannot claim for insurance if any symptom related to the pre-existing ailment occurs.

Cruise Travel Insurance. Topical storms or hurricanes can play havoc and may require your trip to be cancelled. If you or your family's journey is to the Pacific islands or the Caribbean's and you have to travel by a cruise your travel can be insured
by cruise travel insurance.

Group Travel Insurance. Going as a group is great fun. You could be just friends going for a long vacation or a part of a pilgrimage or a social club or any other group going on a tour. Each member getting an insurance policy is cumbersome and involves a lot of paperwork. Group travel insurance is an offer that provides cover for the entire group.

Business Travel Insurance. If you own a business and your employees need to undertake travel on a regular basis you
can consider going for a business travel insurance policy.