Are you planning a trip with your family to the pharos
of Egypt or for a romantic tour with your partner to the
beaches of Maldives or for a business convention in Germany?
Whilst travelling abroad for
business or for leisure, it is always advisable to get
an insurance covered for any unexpected expenses. Travel
insurance goes beyond just health insurance and provides
you with a wide range of travel related covers
to make your trip stress-free.
Travel insurance is usually
arranged at the time of the booking a trip to cover
exactly the duration of that trip, or for regular travelers,
continuous insurance can be taken. Travel insurance
often offers coverage for a variety of travelers. It
can be for Student travel, business travel, leisure
travel, adventure travel, cruise travel and international
travel all various options can
Depending on the type of
travel you wish to undertake, you can consider any one
of the following travel insurance packages:
Single Trip Travel Insurance
covers you and your family for a single trip or holiday
you intend to travel. It includes the
basic cover of trip cancellation/interruption and medical
travel insurance for the period of your travel which
The additional coverage is offered as a part of packages
or is your choice to include.
Annual Travel Insurance/Multi
Trip Travel Insurance is for frequent travelers.
The lower limit for days of travel and
the number of trips are specified by few. Those opting
for this policy can avail great discount and other additional
like business cover, golf cover, winter holidaying and
sport included in some packages.
Long Stay Travel Insurance
policy offers duration of 3 to 18 months for travelers
who take long vacations and travel extensively. Some
go to visit relatives and stay for long periods of time
with them. It offers the basic travel insurance coverage's
and you can always choose other additional cover.
Medical Travel Insurance
policy covers health related items that occur during
the term of the policy and not already
existing ailments. The applicant needs to declare pre-existing
medical condition before travel and in case of any pre-existing
ailments there is a separate package that involves pre-existing
medical travel insurance. If any information as to a
pre-existing situation is concealed you cannot claim
for insurance if any symptom related to the pre-existing
Cruise Travel Insurance.
Topical storms or hurricanes can play havoc and may
require your trip to be cancelled. If you or your family's
journey is to the Pacific islands or the Caribbean's
and you have to travel by a cruise your travel can be
by cruise travel insurance.
Group Travel Insurance.
Going as a group is great fun. You could be just friends
going for a long vacation or a part of a pilgrimage
or a social club or any other group going on a tour.
Each member getting an insurance policy is cumbersome
and involves a lot of paperwork. Group travel insurance
is an offer that provides cover for the entire group.
Business Travel Insurance.
If you own a business and your employees need to
undertake travel on a regular basis you
can consider going for a business travel insurance policy.